Cheques
ITEM
CURRENT FEE (1st order free)

50 Singles

$38.24

100 Singles

$40.61

200 Singles

$51.29

40 Duplicates

$46.54

80 Duplicates

$52.48

Meritline 50 Singles

$38.24

Primeline 50 Singles

$38.24

100 Business Cheques

$68.86

$200 Business Cheques

$94.26

GENERAL SERVICE FEE CHANGES
ITEM
CURRENT FEE

Stop Payment

$25.00

Office Certified Cheque by holder

$15.00

Certify Cheque for third party

$15.00

Counter Cheques / Clearing Counter Cheques

Emergency basis only - $10.00 per cheque

Draft / Official Cheque

$10.00

Incoming wire

$15

Overdraft handling fee

$5

Outgoing wire – Canadian

$40

Outgoing wire – outside Canada

$60

Transfer of account balance to another Financial Institution

$25

* Notice of change February 4th 2021. Change in effect April 15th 2021.
Inactive Account Fee

$25 / year (years 2-5)
$50 / year (years 6-9)

Document Search

$250.00  Minimum. $100.00 per hour 

Courier Charge

$15.00

Cheque issued in wrong currency

$10.00 Plus exchange rate

Cheque look up and print

$25.00 within 7 years

Bill payment, balance request or transfer by phone 

$2.50 each

Registered account transfer out fee

$150.00

TFSA withdrawal from term

Typically not allowed - $100 and interest penalty since last paid, non redeemable terms

TFSA variable withdrawal fee

1 free per month, $5.00 thereafter

RRSP withdrawal from variable or Pensioners Parking account

1 free per year. $25.00 thereafter

RESP Withdrawal from Term

Typically  not allowed - $100 and interest penalty since last paid

RESP Withdrawal from variable

Free for educational purposes.
$150.00 otherwise

GIC - Withdrawal from Term

Typically not allowed - $100 and interest penalty since last paid

RESP Transfer out - Full or Partial 

Full - $150.00
Partial - $345

Pre-Authorized Debits or Credits Manually returned

1 Free. Additional $10.00 per reoccurring 

NSF Cheques

$45.00

NSF Loan/Mortgage/lOC

$25.00

Overdraft

$5.00 per item

Unauthorized Overdraft

$5.00 per item, plus interest

Paper Statements

$2.00 per month

Debit Card Replacement

1 free per year. $10.00 thereafter

Dormant / Inactive Account Fee

$50.00

Reference letter: account info, interest

$15.00

Rejected clearing item

1st one no charge. $5.00 recurring

Safe Deposit Box Drilling

$100.00 +

Safe Deposit Box key replacement

$50 +

Research or multiple statement prints

$20.00 per hour. Min $20

Bill payment trace or recall

$15.00

Mortgage Discharge

$400.00

CAFT Payment

$20.00

Bridge Financing - Relocation with mortgage

$400.00

Bridge Financing Relocation no mortgage

$500.00

Bridge Financing - Mortgage with OPPACU

$500.00

Bridge Financing - without mortgage

$750.00

 Mortgage/LOC/Refinance 

$250.00

Expedited Mortgage/LOC/Refinance <31 days

$500.00

Remove a Covenant (i.e. Marital Breakdown)

$100.00

Construction Mortgage

$500.00 plus $250.00 per advance

Skip a Payment

$100.00

PPSA Search Fee & Registration Fee

$100.00