OPPA Credit Union provides access to investment options for every investor, savings plans and support and commission-free advice. Whether you’re starting a portfolio or need a second opinion on an existing portfolio, we’re here to help.  

Registered Products: RRSPs, RESPs RRIFs

There are many different registered savings and investment tools and each serves a different purpose.  Making the right choices at the right times is critical to your financial well-being. We’ll help you choose the right registered tools for your investments and execute how you use investments for retirement or even buying a first home.


Spousal RRSPs



Tax-Free Savings Accounts (TFSAs)

Tax-Free-Savings Accounts are the most misunderstood financial product out there. TFSAs are also an outstanding choice for members with pensions and for anyone who wants a more balanced and tax-efficient way to save for retirement.

  • TFSAs allows allow you to generate investment growth without triggering taxes. And unlike an RRSP, you can use your accumulated wealth in a TFSA without paying tax on it.
  • TFSAs fit medium to long-term financial strategies and complement pension plans (of all kinds).
  • Unlike RRSPs, there are no limits on how long you shelter the funds – so the TFSA helps you well into your later retirement years.
  • TFSA withdrawals are not included in your income and will not impact OAS payments.

  Talk to your OPPA Credit Union team about a TFSA strategy today!

Term Deposits

Mutual Funds*

Online Brokerage*

Savings Plans

Call us today and get an expert opinion on how investments should be working for you.

*Mutual funds are offered through Credential Asset Management Inc. Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.