financial backup for life

Lines of Credit

Once you’ve established an OPPA Credit Union line of credit, you may be surprised at just how useful it is to you – for home renovations and major purchases, for paying off higher interest credit card balances, for emergencies and much more. When approved for a line of credit, you can borrow up to your credit limit instantly, by writing a cheque, withdrawing cash or transferring funds to your account.

Home Equity Line of Credit: A home equity line of credit lets you use the equity in your home to secure a higher credit limit, at a lower interest rate. You can use your home equity line of credit as an alternative to a traditional mortgage, and make monthly payments of as low as interest only.

Unsecured Line of Credit: Talk to an advisor about the guidelines for setting up an unsecured line of credit today.

LINE OF CREDIT RATES

UNSECURED LINE OF CREDIT	RATE
OPPA Credit Union Prime + 4.50% and up	11.95%

HOME EQUITY LINE OF CREDIT	RATE
OPPA Credit Union Home Equity LOC - Real Estate Secured - Prime +1%	7.45%

CALL

EMAIL

contactus@oppacu.com

ATMS

CALL

EMAIL

contactus@oppacu.com

ATMS