financial backup for life

Lines of Credit

Once you’ve established an OPPA Credit Union line of credit, you may be surprised at just how useful it is to you – for home renovations and major purchases, for paying off higher interest credit card balances, for emergencies and much more. When approved for a line of credit, you can borrow up to your credit limit instantly, by writing a cheque, withdrawing cash or transferring funds to your account.

Home Equity Line of Credit: A home equity line of credit lets you use the equity in your home to secure a higher credit limit, at a lower interest rate. You can use your home equity line of credit as an alternative to a traditional mortgage, and make monthly payments of as low as interest only.

Unsecured Line of Credit: Talk to an advisor about the guidelines for setting up an unsecured line of credit today.

LINE OF CREDIT RATES

UNSECURED LINE OF CREDIT	RATE
OPPA Credit Union Non Secured Prime + 4.50% and up	12.45%

HOME EQUITY LINE OF CREDIT	RATE
OPPA Credit Union Home Equity LOC - Real Estate Secured - Prime +1%	7.95%

CALL

EMAIL

contactus@oppacu.com

ATMS

CALL

EMAIL

contactus@oppacu.com

ATMS