PRIME RATES |
POSTED RATE |
---|---|
OPPA Credit Union Prime – Real Estate Secured |
7.20% |
OPPA Credit Union Prime – NON Real Estate Secured |
8.20% |
FOREIGN EXCHANGE RATES |
TO BUY |
TO SELL |
UPDATED |
||||
---|---|---|---|---|---|---|---|
United States Dollar |
1.3998 |
1.3398 |
April 24, 2024 |
|
|
*Updated Daily
FIXED RATE OPEN MORTGAGE |
RATE |
---|---|
1 Year |
7.45% |
6 Month |
7.45% |
FIXED RATE CLOSED MORTGAGES |
POSTED RATE |
SPECIAL RATE |
---|---|---|
6 months - Fixed Convertible |
6.70% |
|
1 Year – as low as |
7.94% |
7.19% |
2 Year – as low as |
7.59% |
6.84% |
3 Year – as low as |
7.05% |
5.49% |
4 Year – as low as |
6.84% |
6.04% |
5 Year – as low as |
6.89% |
5.80% |
|
VARIABLE MORTGAGE RATES |
POSTED RATE |
---|---|
5 Year Variable Closed – as low as |
7.00% |
5 Year Variable Open – as low as |
10.20% |
HIGH RATIO FIXED MORTGAGE |
SPECIAL RATE |
---|---|
High Ratio Fixed Rate - as low as |
4.99% |
BRIDGE LOAN |
RATES |
FEES |
---|---|---|
OPP Relocation with new mortgage |
Prime + 1% |
$400 |
OPP Relocation no mortgage |
Prime + 3% |
$500 |
Non Relocation with new mortgage |
Prime + 2% |
$500 |
Non Relocation no mortgage |
Prime + 4% |
$500 |
RRSP LOANS |
RATES |
---|---|
As low as OPPA Credit Union Prime + 1.00% |
8.20% |
VEHICLE LOANS |
RATES |
---|---|
Model Years 2020 & older |
5 Year - 10.20% |
Model Years 2021 - 2022 |
5 Year - 8.20% |
Model Years 2023 - 2024 |
5 Year - 5.65% |
UNSECURED LINE OF CREDIT |
RATE |
---|---|
OPPA Credit Union Prime + 4.50% and up |
12.70% |
HOME EQUITY LINE OF CREDIT |
RATE |
---|---|
OPPA Credit Union Home Equity LOC - Real Estate Secured - Prime +1% |
8.20% |
NON-REDEEMABLE TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
RESP TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
RRSP TERM DEPOSITS |
RATES |
---|---|
1 Year - As high as |
5.00% |
2 Year - As high as |
4.80% |
3 Year - As high as |
4.50% |
4 Year - As high as |
4.50% |
5 Year - As high as |
4.35% |
FLEX TERM DEPOSIT |
RATES |
---|---|
1 Year RRSP Payroll Savings Plan |
0.75% |
VARIABLE RRSP (tiered by balance) |
RATES |
---|---|
$0 – $5,499 |
0.50% |
$5,500 – $24,999 |
0.50% |
$25,000 + |
0.50% |
PENSIONER'S PARKING ACCOUNT |
RATES |
---|---|
1 Year |
2.50% |
RRIF TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
VARIABLE RRIF (tiered by balance) |
RATES |
---|---|
$0 – $5,499 |
0.50% |
$5,500 – $24,999 |
0.50% |
$25,000 + |
0.50% |
TFSA SAVINGS ACCOUNT |
RATES |
---|---|
High Interest Savings |
2.25% |
TFSA TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
FHSA SAVINGS ACCOUNT |
RATES |
---|---|
First Home Savings Account |
3.25% |
OPPA Credit Union: Barrie Office
123 Ferris Lane, Barrie, Ontario L4M 2Y1
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