financial backup for life

Student Lines of Credit

A student line of credit features one of the lowest interest rates you’ll find at OPPA Credit Union:  Prime rate plus 1.5%.


The student line of credit is offered to all members attending a recognized college or university as a full or part-time student

Your overall credit limit can be as high as $60,000, with annual amounts of $15,000 staggered over a maximum of four years

After graduation, you have six months before you’re required to begin repaying any of the principal you’ve borrowed and your loan is converted to a regular personal loan


Interest only paid monthly while in ‘student’ status

Interest rate is OPPA Credit Union Prime rate plus 1.5% during ‘student’ status

No administration or service fees