Account Name |
Features |
Transactions exceeding monthly limit |
Interest |
Monthly Fees |
---|---|---|---|---|
Maxi |
40 Free Debit Transactions |
$1.00 per transaction |
0% |
$10.25 |
Inclusive |
Unlimited Debit Transactions |
Overdraft Interest Only |
0% |
$14.95 |
Senior/Student Maxi |
20 Free DebitsTransactions |
$1.00 per transaction |
0% |
$5.00 |
Senior/Student Inclusive |
Unlimited Debit Transactions |
Overdraft Interest Only |
0% |
$7.50 |
Basic |
Pay as you go $1.00 per debit |
Overdraft $3.00 or Interest |
0% |
Pay as you go |
Current |
20 Debit Transactions |
$0.75 per transaction |
0% |
$14.95 |
Personal Cheques |
Cost (1st order free) |
---|---|
50 Singles |
$38.24 |
100 Singles |
$40.61 |
200 Singles |
$51.29 |
40 Duplicates |
$46.54 |
80 Duplicates |
$52.48 |
Meritline - 50 Singles |
$38.24 |
Primeline - 50 Singles |
$38.24 |
Business Cheques |
Cost (1st order free) |
---|---|
100 Business Cheques (Traditional 2/page) |
$68.86 |
200 Business Cheques (Traditional 2/page) |
$94.26 |
Account Name |
Features |
Transactions exceeding monthly limit |
Interest |
Monthly Fees |
---|---|---|---|---|
High Speed Savings |
1 Free Debit Transaction |
$5.00 per Debit Transaction |
Tiered by balance |
$0 |
Optimum |
1 Free Debit Transaction |
$5.00 per Debit Transaction |
Tiered by balance |
$0 |
Plan 24 |
6 Free Debit Transactions |
$1.50 per Debit Transaction |
Tiered by balance |
$0 |
Fat Cat |
4 Free Debit Transactions |
$1.00 per Debit Transaction |
0.010% /month |
$0 |
USD |
3 Free Debit Transactions |
$5.00 per Debit Transaction |
0.010% /month |
$0 |
ITEM |
CURRENT FEE (1st order free) |
---|---|
50 Singles |
$38.24 |
100 Singles |
$40.61 |
200 Singles |
$51.29 |
40 Duplicates |
$46.54 |
80 Duplicates |
$52.48 |
Meritline 50 Singles |
$38.24 |
Primeline 50 Singles |
$38.24 |
100 Business Cheques |
$68.86 |
$200 Business Cheques |
$94.26 |
ITEM |
CURRENT FEE |
---|---|
Stop Payment |
$10.00 |
Draft / Official Cheque |
$7.50 |
Incoming wire |
$15 |
Overdraft handling fee |
$5 |
Outgoing wire – Canadian |
$40 |
Outgoing wire – outside Canada |
$60 |
Transfer of account balance to another Financial Institution |
$25 |
* Notice of change February 4th 2021. Change in effect April 15th 2021. |
$25 / year (years 2-5) |
Courier Charge |
$15.00 |
Cheque issue in wrong currency |
$10.00 |
Bill payment, balance request or transfer by phone |
$2.50 each |
Registered account transfer out fee |
$75.00 |
TFSA withdrawal fee |
1 free per month, $5.00 thereafter |
RRSP withdrawal from variable or Pensioners Parking account |
1 free per year. $25.00 thereafter |
RESP partial transfer to another FI |
$195.00 |
NSF Cheques |
$45.00 |
NSF Loan/Mortgage/lOC |
$25.00 |
Paper Statements |
$2.00 per month |
Dorman / Inactive Account Fee |
$50.00 |
Reference letter: account info, interest |
$10.00 |
Rejected clearing item |
1st one no charge. $5.00 recurring |
Safe Deposit Box Drilling |
$100.00 + |
Safe Deposit Box key replacement |
$50 + |
Research or multiple statement prints |
$20.00 per hour. Min $20 |
Bill payment trace or recall |
$15.00 |
Mortgage Discharge |
$400.00 |
CAFT Payment |
$10.00 |
Bridge Financing - Relocation with mortgage |
$400.00 |
Bridge Financing Relocation no mortgage |
$500.00 |
Bridge Financing - Mortgage with OPPACU |
$500.00 |
Bridge Financing - without mortgage |
$750.00 |
Expedited Mortgage/LOC/Refinance <31 days |
$500.00 |
19% interest with overdraft protection, 22% interest without overdraft protection
Visit our branch for
personal, face-to-face
service.
123 Ferris Lane
Barrie, ON
Mon – Fri
8:30 – 4:30
Visit our full service
online banking site.
www.oppacu.com
3800 No Fee Exchange Network ATMs across Canada
Full service ATM available 24/7 at 123 Ferris Lane
OPP GHQ Orillia
Click to find a no-fee ATM across Canada
Download the
OPPA Credit Union
mobile banking app
APPLE DEVICES
ANDROID DEVICES
Use the account switch checklist to gather a list of pre-authorized payments you currently have coming out of your account. (Loan payments, bill payments, pre-authorized payments, etc.
Obtain a void cheque form / account information with transit and branch number from your online banking account page.
Log into your online account with the respective companies where you have pre-authorized payments. Update your account information with your new OPPA Credit Union account details, attach your personalized void cheque form if require.
* Handy reminder – leave enough money in your old account to cover pre-authorized transactions for the next 4-6 weeks, until the updates catch the next billing cycle / come into effect.
OPPA Credit Union: Barrie Office
123 Ferris Lane, Barrie, Ontario L4M 2Y1
©OPPA Credit Union
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