EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.

Hit the CASH button to get up to $500 cash back on your New Deposits

Instant Bonus 0.75% on new money invested*

Valid on New Money Investments Only

$25,000 = $187.50
$50,000 = $375.00
$66,666 = $500.00

Talk to an advisor about your investment options.

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Do you have an emergency savings plan?

Now more than ever, we stress the importance of having an emergency savings plan in place.

Set up an auto pay plan today!

Our HIGH SPEED SAVINGS ACCOUNT has a tiered interest structure, so you’re rewarded as you save.
Up to 1.35%

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Mortgages as low as 2.09%

CHOOSE your term
1, 2, 3, 4 or 5 years

Have a mortgage renewal coming up? Take advantage of low rates. Call today to qualify

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We’re giving away a Google Nest Hello
Smart Wi-Fi Video Doorbell!

PLUS…

the 1st year annual fee is FREE.

AND

5.9% Balance Transfer interest for 6 months

All you have to do is apply and be approved for any OPPACU VISA before January 15th to be automaticlaly entered.

Find out more about our Visa cardshttps://www.collabriacreditcards.ca/consumerbt.aspx

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NEW 3 Year Step Up

Year 1 – 1.00%
Year 2 – 1.50%
Year 3 – 2.00%

Redeemable at anniversary dates is needed. Hold for the full term to realize 1.50% overall yield.

Contact us for more details

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Insured Mortgages as low as

1.99%

With a high ratio mortgage, you can buy a home even if you don’t have 20% to put down. It’s a great option for first-time buyers. Choose from a fixed rate as low as 1.99% or variable rate as low as 1.89%

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RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.

SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
 


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT FIXED RATE MORTGAGE OFFERS RATES
1, 2, 3, 4, 5 Terms – as low as2.09%
Insured Mortgages – as low as1.99%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange Rates To Purchase To Sell
United States Dollar1.34291.2829
*Updated Daily

Prime Rates Rates
OPPA Credit Union Prime – Real Estate Secured2.45%
OPPA Credit Union Prime – NON Real Estate Secured3.45%

Mortgages

Posted Fixed Rate Closed Mortgages Rates
1 Year – as low as2.09%
2 Year – as low as2.09%
3 Year – as low as2.09%
4 Year – as low as2.09%
5 Year – as low as2.09%
Fixed Rate Open Mortgage Rates
1 Year7.45%
Variable Rate Mortgages Rates
5 Year Variable Closed – as low as 1.89%
5 Year Variable Open – as low as5.45%

Loans

RRSP Loans Rates
OPPA Credit Union Prime + 1.00%3.45%
Bridge Loan Rates
OPPA Credit Union Prime + 1.00%3.45%
Vehicle Loans Rates
Model Years 2017 & older6.45%
Model Years 2020/2019/20184.95%

Lines Of Credit

Unsecured Line of Credit Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up7.95%
Home Equity Line of Credit Rates
OPPA Credit Union Home Equity LOC3.45%

Term Deposits

Non-Redeemable Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%
Flex Term Deposit Rates
1 Year RRSP Payroll Savings Plan0.50%
Pensioner’s Parking Account Rates
1 Year0.50%
RRIF Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%
RESP Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

TFSAs

TFSA Savings Account Rates
High Interest Savings.75%
TFSA Term Deposits Rates
1 Year – Call for Special Offers0.60%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

Savings Accounts

Optimum Savings Account Rates
All Balances.50%
High Speed Savings Account Rates
$ 0 – $ 75,000.35%
$ 75,000 – $ 150,000.85%
Over $ 150,0001.35%
Plan 24 Savings Rates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%
Fat Cat Savings Account Rates
All Balances0.010%