EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.

Member Feedback – “…I can’t believe this service and rewards are available and how quickly the agent got involved.

A big thumbs up for our new promotion

36 months @ 2.75%

Annual Interest

*Valid on NEW Money only.

Talk to an advisor about your investment options.

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Talk to your advisor about your options

Mortgage rates are on the rise. Talk to an advisor about your options… is it worth it to break your term and lock in?

Fixed Mortgage Rate Specials

1 year 3.09%

2 year 3.34%

3 year 3.69%

4 year 3.94%

5 year 4.04%

All current rates listed below

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Up to $120 annual fee rebate and up to 15,000 welcome reward points!

Choose an OPPACU Visa to earn up to 15,000 Welcome Points, PLUS 1st year annual fee FREE!


Click HERE to see card options

Travel Coverage
Cash Back
Low Rate
No Fee

Choose a card to fit your needs

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Interac e-transfer higher limits reinstated

New higher limits for e-transfers have been re-instated. Including no wait time for trusted transfers.

Max per outgoing send$6,000
Max per 24 hrs (rolling)$20,000
Max per 7 days (rolling)$20,000
Max per 30 days (rolling)$40,000
Max no delay trusted transfer$6,000
Max per request$3,000

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TFSA Transfers

Now is the time and it’s easier than ever!
Transfer money to your TFSA through online banking.
And take advantage of a great rate

0.90%

Contact us for more details

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We’ve sharpened our pencils on our long and short term rates

1 year term @ 2.50%

5 year term @ 3.25%

Special Offer – Limited Time. Conditions apply

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RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.

SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
 


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT FIXED MORTGAGE RATESPOSTED RATE SPECIAL RATE
1 Year – as low as3.19%3.09%
2 Year– as low as 3.44%3.34%
3 Year– as low as3.80%3.69%
4 Year– as low as4.19%3.94%
5 Year– as low as4.79%4.04%
Insured Mortgages – as low as4.69%3.94%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange RatesTo PurchaseTo Sell
United States Dollar1.33121.2712

*Updated Daily

Prime Rates Rates
OPPA Credit Union Prime – Real Estate Secured3.20%
OPPA Credit Union Prime – NON Real Estate Secured4.20%

Mortgages

Fixed Rate Closed Mortgages POSTED Rate SPECIAL Rate
1 Year – as low as3.19%3.09%
2 Year – as low as3.44%3.34%
3 Year – as low as3.80%3.69%
4 Year – as low as4.19%3.94%
5 Year – as low as4.79%4.04%
SPECIAL Fixed Rate Open Mortgage Rates
1 Year7.45%
Variable Mortgage Rates Special Rate Posted Rate
5 Year Variable Closed – as low as 2.29%6.20%
5 Year Variable Open – as low as6.20%

Loans

RRSP Loans Rates
OPPA Credit Union Prime + 1.00%4.20%
Bridge Loan Rates Fees
OPP Relocation with new mortgagePrime + 1%$400
OPP Relocation no mortgagePrime + 3%$500
Non Relocation with new mortgagePrime + 2%$500
Non Relocation no mortgagePrime + 4%$500
Vehicle Loans Rates
Model Years 2019 & older7.20%
Model Years 2022/2021/20205.70%

Lines Of Credit

Unsecured Line of Credit Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up8.70%
Home Equity Line of Credit Rates
OPPA Credit Union Home Equity LOC4.20%

Term Deposits

Non-Redeemable Term Deposits Rates
1 Year – Call for Special Offers2.50%
18 Months – Call for Special Offers1.68%
2 Year – Call for Special Offers1.80%
3 Year – Call for Special Offers2.10%
4 Year – Call for Special Offers2.25%
5 Year – Call for Special Offers3.25%
Variable RRSP
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
Flex Term Deposit Rates
1 Year RRSP Payroll Savings Plan0.50%
Pensioner’s Parking Account Rates
1 Year0.50%
RRIF Term Deposits Rates
1 Year – Call for Special Offers2.50%
18 Months – Call for Special Offers1.68%
2 Year – Call for Special Offers1.80%
3 Year – Call for Special Offers2.10%
4 Year – Call for Special Offers2.25%
5 Year – Call for Special Offers3.25%
Variable RRIF
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
RESP Term Deposits Rates
1 Year – Call for Special Offers2.50%
18 Months – Call for Special Offers1.68%
2 Year – Call for Special Offers1.80%
3 Year – Call for Special Offers2.10%
4 Year – Call for Special Offers2.25%
5 Year – Call for Special Offers3.25%

TFSAs

TFSA Savings Account Rates
High Interest Savings.90%
TFSA Term Deposits Rates
1 Year – Call for Special Offers2.50%
2 Year – Call for Special Offers1.80%
3 Year – Call for Special Offers2.10%
4 Year – Call for Special Offers2.25%
5 Year – Call for Special Offers3.25%

Savings Accounts

Optimum Savings Account Rates
All Balances.65%
High Speed Savings Account
*Tiered by Balance
Rates
$ 0 – $ 75,000.35%
$ 75,000 – $ 150,000.85%
Over $ 150,0001.50%
Plan 24 Savings Rates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%
Fat Cat Savings Account Rates
All Balances0.010%
Safety Deposit BoxRates