EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.

18 Month Special

1.5%
18 MONTH SPECIAL

Keep your money growing

Talk to an advisor about investment options.

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CRA Direct Deposit enrollment is now available through OPPACU online banking

The Government of Canada has partnered with Canadian financial institutions, including the OPPACU to offer Canada Revenue direct deposit enrolment online through our website.

You can now sign up for CRA direct deposit or change your account information via our website. More information can be found by clicking HERE

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You have mortgage renewal CHOICES

3 Year Fixed 2.49%
or
5 Year Variable 2.05%

Have a mortgage renewal coming up? Take advantage of low rates. Call today to qualify

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Pay off a higher rate card – decrease your payment, pay it off quicker!

PLUS the 1st year annual fee is FREE.

AND ask about our guarantee program.

All OPPA Credit Union Visas come with FLEX REWARDS – one of the easiest, flexible and most rewarding point systems available. Find out more about our Visa cards

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New 4 Year Step up GIC

2.5% annual yield if held to maturity!

1.75% – Year 1
2.00% – Year 2
2.00% – Year 3
4.00% – Year 4

Investment is redeemable at anniversary date if required


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TFSA – The “Star of the Show”

Keep your funds accessible while still earning interest at this very competitive rate.

Current
TFSA rate

.85%

The most misunderstood and underutilized savings vehicle available to you!

Are you using your TFSA account to it’s full potential? Talk to an advisor to help manage your investment strategies.

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RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.

SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
 


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT FIXED RATE MORTGAGE OFFERS RATES
1 & 2 Year Terms – as low as2.79%
3 Year Term – as low as2.49%
4 & 5 Year Term – as low as2.89%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange Rates To Purchase To Sell
United States Dollar1.38191.3219
*Updated Daily

Prime Rates Rates
OPPA Credit Union Prime – Real Estate Secured2.45%
OPPA Credit Union Prime – NON Real Estate Secured3.45%

Mortgages

Posted Fixed Rate Closed Mortgages Rates
1 Year – as low as2.79%
2 Year – as low as2.79%
3 Year – as low as2.49%
4 Year – as low as2.89%
5 Year – as low as2.89%
Fixed Rate Open Mortgage Rates
1 Year7.45%
Variable Rate Mortgages Rates
5 Year Variable Closed – as low as 2.05%
5 Year Variable Open – as low as5.45%

Loans

RRSP Loans Rates
OPPA Credit Union Prime + 1.00%3.45%
Bridge Loan Rates
OPPA Credit Union Prime + 1.00%3.45%
Vehicle Loans Rates
Model Years 2017 & older6.45%
Model Years 2020/2019/20184.95%

Lines Of Credit

Unsecured Line of Credit Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up7.95%
Home Equity Line of Credit Rates
OPPA Credit Union Home Equity LOC3.45%

Term Deposits

Non-Redeemable Term Deposits Rates
1 Year – Call for Special Offers1.10%
18 Months – Call for Special Offers1.50%
2 Year – Call for Special Offers1.25%
3 Year – Call for Special Offers1.50%
4 Year – Call for Special Offers1.60%
5 Year – Call for Special Offers1.80%
Flex Term Deposit Rates
1 Year RRSP Payroll Savings Plan0.75%
Pensioner’s Parking Account Rates
1 Year0.75%
RRIF Term Deposits Rates
1 Year – Call for Special Offers1.10%
18 Months – Call for Special Offers1.50%
2 Year – Call for Special Offers1.25%
3 Year – Call for Special Offers1.50%
4 Year – Call for Special Offers1.60%
5 Year – Call for Special Offers1.80%
RESP Term Deposits Rates
1 Year – Call for Special Offers1.10%
18 Months – Call for Special Offers1.50%
2 Year – Call for Special Offers1.25%
3 Year – Call for Special Offers1.50%
4 Year – Call for Special Offers1.60%
5 Year – Call for Special Offers1.80%

TFSAs

TFSA Savings Account Rates
High Interest Savings.85%
TFSA Term Deposits Rates
1 Year – Call for Special Offers1.10%
2 Year – Call for Special Offers1.25%
3 Year – Call for Special Offers1.50%
4 Year – Call for Special Offers1.60%
5 Year – Call for Special Offers1.80%

Savings Accounts

Optimum Savings Account Rates
All Balances.60%
Plan 24 Savings Rates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%
Fat Cat Savings Account Rates
All Balances0.010%