EVERYONE LOVES A DEAL.
We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.
1% Cash Back up to $750 on New Deposits
15 month term at 1.25% annual interest plus 1% Cash Back
*Valid on New Money Investments Only
Talk to an advisor about your investment options.
Now you can pay for more purchases safely through contactless tap / flash
Pay for purchases up to $250 per transaction
$400 daily limit
Mortgages as low as 1.89%
Mortgage Rates are extremely low, so low you should ask, “should I renew early or refinance my mortgage even with a penalty?” And the age old question, should I go Variable or Fixed?
Talk to an advisor to review your options.
CHOOSE your term
1, 2, 3, 4 or 5 years
CHOOSE your rate
Starting at:
1.89% Variable
1.99% Insured
2.09% Fixed
Have a mortgage renewal coming up? Take advantage of low rates. Call today to qualify
Credit Options that work for you
PLUS… the 1st year annual fee is FREE.
AND… 5.9% Balance Transfer interest for 6 months
Find out more about our Visa cards
We have a WINNER for the Google Nest Hello Smart Wi-Fi Video Doorbell!
Congratulations to Annette!
We had 70 members who applied for an OPPA Credit Union Visa and were entered in the draw!
TFSA Transfers
Now is the time and it’s easier than ever!
Transfer money to your TFSA through online banking.
And take advantage of a great rate
0.75%
Contact us for more details
We’ll MATCH your 1st Pre Authorized TFSA or RRSP payment up to $50
Set up a new TFSA or RRSP plan pre authorized payment and we’ll match your first payment up to $50!
RESP AWARD
Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.
Click here to learn more.
SCHOLARSHIP AWARDS
OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
Click here to learn more, or apply now.
TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW
| CURRENT FIXED RATE MORTGAGE OFFERS | RATES |
| 1, 2, 3, 4, 5 Terms – as low as | 2.09% |
| Insured Mortgages – as low as | 1.99% |
Talk to a OPPA Credit Union Advisor today!
EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!
USD
| Foreign Exchange Rates | To Purchase | To Sell |
| United States Dollar | 1.3026 | 1.2426 |
| Prime Rates | Rates |
| OPPA Credit Union Prime – Real Estate Secured | 2.45% |
| OPPA Credit Union Prime – NON Real Estate Secured | 3.45% |
Mortgages
| Posted Fixed Rate Closed Mortgages | Rates |
| 1 Year – as low as | 2.09% |
| 2 Year – as low as | 2.09% |
| 3 Year – as low as | 2.09% |
| 4 Year – as low as | 2.09% |
| 5 Year – as low as | 2.09% |
| Fixed Rate Open Mortgage | Rates |
| 1 Year | 7.45% |
| Variable Rate Mortgages | Rates |
| 5 Year Variable Closed – as low as | 1.89% |
| 5 Year Variable Open – as low as | 5.45% |
Loans
| RRSP Loans | Rates |
| OPPA Credit Union Prime + 1.00% | 3.45% |
| Bridge Loan | Rates |
| OPPA Credit Union Prime + 1.00% | 3.45% |
| Vehicle Loans | Rates |
| Model Years 2017 & older | 6.45% |
| Model Years 2020/2019/2018 | 4.95% |
Lines Of Credit
| Unsecured Line of Credit | Rates |
| OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up | 7.95% |
| Home Equity Line of Credit | Rates |
| OPPA Credit Union Home Equity LOC | 3.45% |
Term Deposits
| Non-Redeemable Term Deposits | Rates |
| 1 Year – Call for Special Offers | 0.60% |
| 18 Months – Call for Special Offers | 0.68% |
| 2 Year – Call for Special Offers | 0.75% |
| 3 Year – Call for Special Offers | 0.85% |
| 4 Year – Call for Special Offers | 0.95% |
| 5 Year – Call for Special Offers | 1.15% |
| Flex Term Deposit | Rates |
| 1 Year RRSP Payroll Savings Plan | 0.50% |
| Pensioner’s Parking Account | Rates |
| 1 Year | 0.50% |
| RRIF Term Deposits | Rates |
| 1 Year – Call for Special Offers | 0.60% |
| 18 Months – Call for Special Offers | 0.68% |
| 2 Year – Call for Special Offers | 0.75% |
| 3 Year – Call for Special Offers | 0.85% |
| 4 Year – Call for Special Offers | 0.95% |
| 5 Year – Call for Special Offers | 1.15% |
| RESP Term Deposits | Rates |
| 1 Year – Call for Special Offers | 0.60% |
| 18 Months – Call for Special Offers | 0.68% |
| 2 Year – Call for Special Offers | 0.75% |
| 3 Year – Call for Special Offers | 0.85% |
| 4 Year – Call for Special Offers | 0.95% |
| 5 Year – Call for Special Offers | 1.15% |
TFSAs
| TFSA Savings Account | Rates |
| High Interest Savings | .75% |
| TFSA Term Deposits | Rates |
| 1 Year – Call for Special Offers | 0.60% |
| 2 Year – Call for Special Offers | 0.75% |
| 3 Year – Call for Special Offers | 0.85% |
| 4 Year – Call for Special Offers | 0.95% |
| 5 Year – Call for Special Offers | 1.15% |
Savings Accounts
| Optimum Savings Account | Rates |
| All Balances | .50% |
| High Speed Savings Account *Tiered by Balance | Rates |
| $ 0 – $ 75,000 | .35% |
| $ 75,000 – $ 150,000 | .85% |
| Over $ 150,000 | 1.35% |
| Plan 24 Savings | Rates |
| $0 – $5,000 | 0.000% |
| $5,000 – $10,000 | 0.001% |
| $10,000 – $25,000 | 0.005% |
| $25,000 – $60,000 | 0.010% |
| $60,000 – $100,000 | 0.025% |
| $100,000 – $150,000 | 0.050% |
| $150,000 and over | 0.150% |
| Fat Cat Savings Account | Rates |
| All Balances | 0.010% |