EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.

Member Feedback – “…I can’t believe this service and rewards are available and how quickly the agent got involved.

Out with the old and in with a new rate for 2022

22 months @ 2.2%

Annual Interest

*Valid on new AND existing Money

Registered Products

Talk to an advisor about your investment options.

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You have CHOICES

Choose the package that fits you

Up to 0.25% off the posted 3 or 5 year fixed rate

Click HERE to see all of our Mortgage Package options

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Earn 1% Cash Back up to $500

New Money Only
Registered Products
Up to $500


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Interac e-transfer limits – set back to default limits

Due to the recent e-transfer fraud attempts, we are resetting the e-transfer limits back to the default amounts 

Max per outgoing send$3,000
Max per 24 hrs (rolling)$10,000
Max per 7 days (rolling)$10,000
Max per 30 days (rolling)$20,000
Max per request$3,000

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TFSA Transfers

Now is the time and it’s easier than ever!
Transfer money to your TFSA through online banking.
And take advantage of a great rate

0.75%

Contact us for more details

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We’ll MATCH your 1st Pre Authorized TFSA or RRSP payment up to $50

Set up a new TFSA or RRSP plan pre authorized payment and we’ll match your first payment up to $50!

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RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.

SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
 


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT FIXED MORTGAGE RATESPOSTED RATE SPECIAL RATE
1 Year – as low as2.89%2.89%
2 Year– as low as 3.14%2.89%
3 Year– as low as3.65%2.89%
4 Year– as low as4.29%2.89%
5 Year– as low as4.99%2.89%
Insured Mortgages – as low as4.99%2.79%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange RatesTo PurchaseTo Sell
United States Dollar1.27651.2165

*Updated Daily

Prime Rates Rates
OPPA Credit Union Prime – Real Estate Secured2.50%
OPPA Credit Union Prime – NON Real Estate Secured3.50%

Mortgages

Fixed Rate Closed Mortgages SPECIAL Rate Posted Rate
1 Year – as low as2.89%2.89%
2 Year – as low as2.89%3.14%
3 Year – as low as2.89%3.65%
4 Year – as low as2.89%4.29%
5 Year – as low as2.89%4.99%
SPECIAL Fixed Rate Open Mortgage Rates
1 Year7.45%
Variable Mortgage Rates Special Rate Posted Rate
5 Year Variable Closed – as low as 1.99%2.50%
5 Year Variable Open – as low as5.45%

Loans

RRSP Loans Rates
OPPA Credit Union Prime + 1.00%3.45%
Bridge Loan Rates Fees
OPP Relocation with new mortgagePrime + 1%$400
OPP Relocation no mortgagePrime + 3%$500
Non Relocation with new mortgagePrime + 2%$500
Non Relocation no mortgagePrime + 4%$500
Vehicle Loans Rates
Model Years 2019 & older6.45%
Model Years 2022/2021/20204.95%

Lines Of Credit

Unsecured Line of Credit Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up7.95%
Home Equity Line of Credit Rates
OPPA Credit Union Home Equity LOC3.45%

Term Deposits

Non-Redeemable Term Deposits Rates
1 Year – Call for Special Offers0.75%
18 Months – Call for Special Offers0.88%
2 Year – Call for Special Offers1.00%
3 Year – Call for Special Offers1.30%
4 Year – Call for Special Offers1.45%
5 Year – Call for Special Offers1.70%
Variable RRSP
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
Flex Term Deposit Rates
1 Year RRSP Payroll Savings Plan0.50%
Pensioner’s Parking Account Rates
1 Year0.50%
RRIF Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%
Variable RRIF
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
RESP Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

TFSAs

TFSA Savings Account Rates
High Interest Savings.75%
TFSA Term Deposits Rates
1 Year – Call for Special Offers0.60%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

Savings Accounts

Optimum Savings Account Rates
All Balances.50%
High Speed Savings Account
*Tiered by Balance
Rates
$ 0 – $ 75,000.35%
$ 75,000 – $ 150,000.85%
Over $ 150,0001.35%
Plan 24 Savings Rates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%
Fat Cat Savings Account Rates
All Balances0.010%
Safety Deposit BoxRates