Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.
OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!
USD
Foreign Exchange Rates
To Purchase
To Sell
United States Dollar
1.2922
1.2322
*Updated Daily
Prime Rates
Rates
OPPA Credit Union Prime – Real Estate Secured
2.45%
OPPA Credit Union Prime – NON Real Estate Secured
3.45%
Mortgages
Fixed Rate Closed Mortgages
SPECIAL Rate
Posted Rate
1 Year – as low as
2.24%
2.69%
2 Year – as low as
2.24%
2.94%
3 Year – as low as
2.24%
3.45%
4 Year – as low as
2.24%
4.09%
5 Year – as low as
2.24%
4.79%
SPECIAL Fixed Rate Open Mortgage
Rates
1 Year
7.45%
Variable Mortgage Rates
Special Rate
Posted Rate
5 Year Variable Closed – as low as
2.04%
2.45%
5 Year Variable Open – as low as
5.45%
Loans
RRSP Loans
Rates
OPPA Credit Union Prime + 1.00%
3.45%
Bridge Loan
Rates
OPPA Credit Union Prime + 1.00%
3.45%
Vehicle Loans
Rates
Model Years 2018 & older
6.45%
Model Years 2021/2020/2019
4.95%
Lines Of Credit
Unsecured Line of Credit
Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up
7.95%
Home Equity Line of Credit
Rates
OPPA Credit Union Home Equity LOC
3.45%
Term Deposits
Non-Redeemable Term Deposits
Rates
1 Year – Call for Special Offers
0.60%
18 Months – Call for Special Offers
0.68%
2 Year – Call for Special Offers
0.75%
3 Year – Call for Special Offers
0.85%
4 Year – Call for Special Offers
0.95%
5 Year – Call for Special Offers
1.15%
Variable RRSP *Tiered by Balance
Rates
$0 – $5,499
0.50%
$5,500 – $24,999
0.50%
$25,000 +
0.50%
Flex Term Deposit
Rates
1 Year RRSP Payroll Savings Plan
0.50%
Pensioner’s Parking Account
Rates
1 Year
0.50%
RRIF Term Deposits
Rates
1 Year – Call for Special Offers
0.60%
18 Months – Call for Special Offers
0.68%
2 Year – Call for Special Offers
0.75%
3 Year – Call for Special Offers
0.85%
4 Year – Call for Special Offers
0.95%
5 Year – Call for Special Offers
1.15%
Variable RRIF *Tiered by Balance
Rates
$0 – $5,499
0.50%
$5,500 – $24,999
0.50%
$25,000 +
0.50%
RESP Term Deposits
Rates
1 Year – Call for Special Offers
0.60%
18 Months – Call for Special Offers
0.68%
2 Year – Call for Special Offers
0.75%
3 Year – Call for Special Offers
0.85%
4 Year – Call for Special Offers
0.95%
5 Year – Call for Special Offers
1.15%
TFSAs
TFSA Savings Account
Rates
High Interest Savings
.75%
TFSA Term Deposits
Rates
1 Year – Call for Special Offers
0.60%
2 Year – Call for Special Offers
0.75%
3 Year – Call for Special Offers
0.85%
4 Year – Call for Special Offers
0.95%
5 Year – Call for Special Offers
1.15%
Savings Accounts
Optimum Savings Account
Rates
All Balances
.50%
High Speed Savings Account *Tiered by Balance
Rates
$ 0 – $ 75,000
.35%
$ 75,000 – $ 150,000
.85%
Over $ 150,000
1.35%
Plan 24 Savings
Rates
$0 – $5,000
0.000%
$5,000 – $10,000
0.001%
$10,000 – $25,000
0.005%
$25,000 – $60,000
0.010%
$60,000 – $100,000
0.025%
$100,000 – $150,000
0.050%
$150,000 and over
0.150%
Fat Cat Savings Account
Rates
All Balances
0.010%
Safety Deposit Box
Rates
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