EVERYONE LOVES A DEAL.

We’ll keep coming up with ideas for you and your family, so you can keep on benefiting from your OPPA Credit Union membership as much as possible.

OPPA Credit Union has teamed up with All-Purpose Realty (APR) to offer members an incredible opportunity! By simply using an APR referred real estate agent, from their established network of brand name real estate companies, Members will receive a cashback reward based on the transaction value of the home sale and /or purchase. The reward will be $25 for each $10,000 increment of completed transaction value on the sale and/or purchase price.

1% Cash Back up to $750 on New Deposits

15 month term at 1.25% annual interest plus 1% Cash Back

*Valid on New Money Investments Only

Talk to an advisor about your investment options.

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20% off Turbo Tax for OPPA Credit Union Members

We are pleased to offer OPPA Credit Union Members 20% off TurboTax again this year. Find the link HERE or in your online banking

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Mortgages as low as 1.89%

Mortgage Rates are extremely low, so low you should ask, “should I renew early or refinance my mortgage even with a penalty?” And the age old question, should I go Variable or Fixed?
Talk to an advisor to review your options.

CHOOSE your term
1, 2, 3, 4 or 5 years

CHOOSE your rate
Starting at:
1.89% Variable
1.99% Insured
2.09% Fixed

Have a mortgage renewal coming up? Take advantage of low rates. Call today to qualify

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Credit Options that work for you

PLUS… the 1st year annual fee is FREE.

AND5.9% Balance Transfer interest for 6 months

Find out more about our Visa cards

We have a WINNER for the Google Nest Hello Smart Wi-Fi Video Doorbell!
Congratulations to Annette!
We had 70 members who applied for an OPPA Credit Union Visa and were entered in the draw!

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TFSA Transfers

Now is the time and it’s easier than ever!
Transfer money to your TFSA through online banking.
And take advantage of a great rate

0.75%

Contact us for more details

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We’ll MATCH your 1st Pre Authorized TFSA or RRSP payment up to $50

Set up a new TFSA or RRSP plan pre authorized payment and we’ll match your first payment up to $50!

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RESP AWARD

Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.

SCHOLARSHIP AWARDS

OPPA Credit Union supports you and your family through continued education. Do you have a child entering post secondary schooling? If so, you are eligible to apply for our Scholarship Awards.
 


TALK TO US ABOUT LOWERING YOUR COST OF HOME OWNERSHIP AND OUR OUTSTANDING MORTGAGE OFFERS ON RIGHT NOW

CURRENT FIXED RATE MORTGAGE OFFERS RATES
1, 2, 3, 4, 5 Terms – as low as2.09%
Insured Mortgages – as low as1.99%

Talk to a OPPA Credit Union Advisor today!


EVERYONE LIKES TO SEE RATES – YOU’LL LOVE SEEING OURS!

USD

Foreign Exchange Rates To Purchase To Sell
United States Dollar1.27831.2183
*Updated Daily

Prime Rates Rates
OPPA Credit Union Prime – Real Estate Secured2.45%
OPPA Credit Union Prime – NON Real Estate Secured3.45%

Mortgages

Posted Fixed Rate Closed Mortgages Rates
1 Year – as low as2.09%
2 Year – as low as2.09%
3 Year – as low as2.09%
4 Year – as low as2.09%
5 Year – as low as2.09%
Fixed Rate Open Mortgage Rates
1 Year7.45%
Variable Rate Mortgages Rates
5 Year Variable Closed – as low as 1.89%
5 Year Variable Open – as low as5.45%

Loans

RRSP Loans Rates
OPPA Credit Union Prime + 1.00%3.45%
Bridge Loan Rates
OPPA Credit Union Prime + 1.00%3.45%
Vehicle Loans Rates
Model Years 2018 & older6.45%
Model Years 2021/2020/20194.95%

Lines Of Credit

Unsecured Line of Credit Rates
OPPA Credit Union Non Real Estate Secured Prime + 4.50% and up7.95%
Home Equity Line of Credit Rates
OPPA Credit Union Home Equity LOC3.45%

Term Deposits

Non-Redeemable Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%
Variable RRSP
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
Flex Term Deposit Rates
1 Year RRSP Payroll Savings Plan0.50%
Pensioner’s Parking Account Rates
1 Year0.50%
RRIF Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%
Variable RRIF
*Tiered by Balance
Rates
$0 – $5,4990.50%
$5,500 – $24,9990.50%
$25,000 +0.50%
RESP Term Deposits Rates
1 Year – Call for Special Offers0.60%
18 Months – Call for Special Offers0.68%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

TFSAs

TFSA Savings Account Rates
High Interest Savings.75%
TFSA Term Deposits Rates
1 Year – Call for Special Offers0.60%
2 Year – Call for Special Offers0.75%
3 Year – Call for Special Offers0.85%
4 Year – Call for Special Offers0.95%
5 Year – Call for Special Offers1.15%

Savings Accounts

Optimum Savings Account Rates
All Balances.50%
High Speed Savings Account
*Tiered by Balance
Rates
$ 0 – $ 75,000.35%
$ 75,000 – $ 150,000.85%
Over $ 150,0001.35%
Plan 24 Savings Rates
$0 – $5,0000.000%
$5,000 – $10,0000.001%
$10,000 – $25,0000.005%
$25,000 – $60,0000.010%
$60,000 – $100,0000.025%
$100,000 – $150,0000.050%
$150,000 and over0.150%
Fat Cat Savings Account Rates
All Balances0.010%