OPPA Credit Union has teamed up with All-Purpose Realty (APR) to offer members an incredible opportunity!
By simply using an APR referred real estate agent, from their established network of brand name real estate companies, Members will receive a cashback reward based on the transaction value of the home sale and/or purchase.
$25 for each $10,000 increment of completed transaction value on the sale and/or purchase price.
As low as:
1 Year: 7.19%
3 Years: 6.29%
5 Years: 5.80%
New FHSA is TAX FREE way to save for your first home down payment!
3.25%
Ask an advisor how you can contribute up to $40,000
and take advantage of a great rate
Combine Multiple Bills & Debts into
1 Lower Interest Payment
to Free Up Cashflow
Lower your high interest loan
credit card or debt payments by blending them into your mortgage
Up to $500
New Money
Registered Products
Call your Rep Contact Details
*Conditions Apply
Need a little help getting into your dream home?
5 Year Fixed Rate Special
as low as:
Talk to one of our advisors to see how we can help. Every situation is different, let us work through the details with you.
*Conditions Apply
Always On Offer - Anytime in 2024
New Infinite, Cash Back or Infinite Cash Back cards receive 5,000 points
* Check offer page for fulldetails
Click HERE for details
Looking to start an RESP for your child, grandchild, niece or nephew? If you are a member of the OPPA Credit Union, and would like to start an RESP account for your child you are eligible to receive $100.00 to be deposited into your OPPA Credit Union RESP account to kick start your child’s future education.
Click here to learn more.
FOREIGN EXCHANGE RATES |
TO BUY |
TO SELL |
UPDATED |
||||
---|---|---|---|---|---|---|---|
United States Dollar |
1.3840 |
1.3240 |
March 18, 2024 |
|
|
PRIME RATES |
POSTED RATE |
---|---|
OPPA Credit Union Prime – Real Estate Secured |
7.20% |
OPPA Credit Union Prime – NON Real Estate Secured |
8.20% |
*Updated Daily
FIXED RATE OPEN MORTGAGE |
RATE |
---|---|
1 Year |
7.45% |
6 Month |
7.45% |
FIXED RATE CLOSED MORTGAGES |
POSTED RATE |
SPECIAL RATE |
---|---|---|
6 months - Fixed Convertible |
7.20% |
|
1 Year – as low as |
7.94% |
7.19% |
2 Year – as low as |
7.59% |
6.84% |
3 Year – as low as |
7.05% |
6.29% |
4 Year – as low as |
6.84% |
6.04% |
5 Year – as low as |
6.89% |
5.80% |
|
VARIABLE MORTGAGE RATES |
POSTED RATE |
---|---|
5 Year Variable Closed – as low as |
7.00% |
5 Year Variable Open – as low as |
10.20% |
HIGH RATIO FIXED MORTGAGE |
SPECIAL RATE |
---|---|
High Ratio Fixed Rate - as low as |
5.30% |
BRIDGE LOAN |
RATES |
FEES |
---|---|---|
OPP Relocation with new mortgage |
Prime + 1% |
$400 |
OPP Relocation no mortgage |
Prime + 3% |
$500 |
Non Relocation with new mortgage |
Prime + 2% |
$500 |
Non Relocation no mortgage |
Prime + 4% |
$500 |
RRSP LOANS |
RATES |
---|---|
As low as OPPA Credit Union Prime + 1.00% |
8.20% |
VEHICLE LOANS |
RATES |
---|---|
Model Years 2020 & older |
5 Year - 10.20% |
Model Years 2021 - 2022 |
5 Year - 8.20% |
Model Years 2023 - 2024 |
5 Year - 5.65% |
UNSECURED LINE OF CREDIT |
RATE |
---|---|
OPPA Credit Union Prime + 4.50% and up |
12.70% |
HOME EQUITY LINE OF CREDIT |
RATE |
---|---|
OPPA Credit Union Home Equity LOC - Real Estate Secured - Prime +1% |
8.20% |
NON-REDEEMABLE TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
RESP TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
RRSP TERM DEPOSITS |
RATES |
---|---|
1 Year - As high as |
5.00% |
2 Year - As high as |
4.80% |
3 Year - As high as |
4.50% |
4 Year - As high as |
4.50% |
5 Year - As high as |
4.35% |
FLEX TERM DEPOSIT |
RATES |
---|---|
1 Year RRSP Payroll Savings Plan |
0.75% |
VARIABLE RRSP (tiered by balance) |
RATES |
---|---|
$0 – $5,499 |
0.50% |
$5,500 – $24,999 |
0.50% |
$25,000 + |
0.50% |
PENSIONER'S PARKING ACCOUNT |
RATES |
---|---|
1 Year |
2.50% |
RRIF TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
VARIABLE RRIF (tiered by balance) |
RATES |
---|---|
$0 – $5,499 |
0.50% |
$5,500 – $24,999 |
0.50% |
$25,000 + |
0.50% |
TFSA SAVINGS ACCOUNT |
RATES |
---|---|
High Interest Savings |
2.25% |
TFSA TERM DEPOSITS |
RATES |
---|---|
1 Year – As high as |
5.00% |
2 Year – As high as |
4.80% |
3 Year – As high as |
4.50% |
4 Year – As high as |
4.50% |
5 Year – As high as |
4.35% |
FHSA SAVINGS ACCOUNT |
RATES |
---|---|
First Home Savings Account |
3.25% |
ACCOUNT TYPE |
FEATURES |
FEES |
---|---|---|
Maxi |
40 Free Debit Transactions |
$10.25 |
Inclusive |
Unlimited Debit Transactions |
$14.95 |
Senior/Student Maxi |
20 Free DebitsTransactions |
$5.00 |
Senior/Student Inclusive |
Unlimited Debit Transactions |
$7.50 |
Basic |
Pay as you go $1.00 per debit |
Pay as you go |
Current (Business) |
20 Debit Transactions |
$14.95 |
OPPA Credit Union: Barrie Office
123 Ferris Lane, Barrie, Ontario L4M 2Y1
©OPPA Credit Union
Website designed and hosted by Perception Web Management